Frequently Asked Questions
Can I get a mortgage in Dubai and the UAE as non-resident?How can I calculate my mortgage affordability?Can I get a mortgage as a self-employed?What is the maximum mortgage LTV for non-residents in the UAE?What are the eligibility criteria to get a mortgage in the UAE as a non-resident?Is life insurance required to get a mortgage in the UAE?Can I get an insurance to cover my mortgage payments in the event of an accident?What are the required documents for a non-resident mortgage in the UAE?Can I buy a property with my spouse?What are the age limits for getting a mortgage?What is a Developer NOC?Can expats get a mortgage in the UAE?What is a contract F, the property buying MOU in Dubai?Can I leave the country if I have a mortgage in the UAE?What is a title deed in the UAE?Can non-residents get a mortgage in the UAE?What are the associated costs of buying a property in the UAE?Can I finance a plot and construction through a mortgage in the UAE?What is the difference between a flat rate and a reducing rate of interest for a mortgage?What is the difference between leasehold and freehold property in the UAE?Can non-residents release equity from properties in the UAE?Are allowances considered for my mortgage?Can I get a mortgage to buy an off-plan property in Dubai?Can I finance my handover payment through a mortgage?Is my bonus considered for my mortgage?What is a security cheque?Can the property acquisition costs be incorporated into the mortgage?Am I required to give a security cheque for a mortgage?Do banks charge a property insurance?Can I take a mortgage to make a final payment to the developer?How long does it take to get a mortgage in the UAE?Are there any mortgage early-settlement penalties?What is EIBOR?Can I pay my mortgage earlier?What is the difference between a variable rate and a fixed rate?What is the difference between an Islamic and conventional mortgage?What is the exact process to get a mortgage in the UAE?Do I need a credit bureau report to get a mortgage?Can I get help from my parents or family members to get a mortgage?Which documents do I need to get a mortgage?Can I take a personal loan for a mortgage down-payment?How much down payment do I need for a mortgage?What are the mortgage rates in the UAE?What is the maximum I can take as a mortgage?What is a mortgage pre-approval?Do I have to speak to my bank directly for a mortgage?What fees do I need to pay when getting a mortgage?What is a UAE mortgage?How do I choose the best home loan in the UAE?Should I refinance my mortgage in the UAE?When shall I refinance my mortgage in the UAE?Shall I refinance my variable rate mortgage?When is the best time to refinance my mortgage?What's the UAE mortgage refinancing process, and how long does it take?What are all the mortgage refinancing fees in the UAE?When does it make financial sense to refinance, given these fees?Is it possible to finance commercial properties as private individuals?Can I get back some of these fees?What are the main types of commercial mortgages?Which bank offers commercial mortgages in the UAE?What is a commercial mortgage?Is it possible to finance commercial properties as a business?
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