What are the eligibility criteria to get a mortgage in the UAE as a non-resident?
There are few rules that banks follow, but exceptions exist. As a non-resident, salaried, there are 5 key mortgage eligibility criteria: Earn more than 25k AED, over the last 6 months (net of income taxes and other deductions) Have a monthly bank account balance of more than 20k AED (over the last 6 months) Provide a healthy, credit report Have no existing mortgage in the UAE Be less than 65y old, at the time of mortgage submission As a non-resident, self-employed, there are 5 key mortgage eligibility criteria: Company exists for at least 1 year Have a monthly average balance of 50k AED, over the last 6 years Provide a healthy, credit report Have no existing mortgage in the UAE Be less than 65y old, at the time of mortgage submission These are not the only rules, and if you want to have a full confidence and validate your eligibility, start by speaking to a mortgage advisor. You can schedule a call here.