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Affordability

10 guides on affordability, written by Lenddoo’s mortgage team.

Highest rental yield areas in Dubai: a community-by-community look — Lenddoo

Affordability

Highest rental yield areas in Dubai: a community-by-community look

6-8% gross yields appear in several Dubai communities — compare indicative rental yield ranges before you finance a buy-to-let.

28 August 2026 · 11 min read

UAE mortgage age limits and how they shorten your term — Lenddoo

Affordability

UAE mortgage age limits and how they shorten your term

Age 65 (salaried) or 70 (self-employed) usually caps your UAE mortgage term. See exactly how many years you have left to borrow.

28 August 2026 · 9 min read

Pastel illustration of a piggy bank linked to a small house

Affordability

How much can I borrow? UAE mortgage affordability explained

How UAE banks size your loan: the 50% DBR cap, stress-test rates and LTV limits, with worked examples. Check yours in 2 minutes.

23 August 2026 · 10 min read

Pastel illustration of a payslip with an ascending bar chart

Affordability

Minimum salary for a mortgage in the UAE

The real minimum salary for a UAE mortgage, bank by bank, plus a salary-to-loan table at current rates. Check your limit free.

23 August 2026 · 9 min read

Does your bonus or housing allowance count toward a UAE mortgage? — Lenddoo

Affordability

Does your bonus or housing allowance count toward a UAE mortgage?

Bonus and allowance income for UAE mortgages 2026: see what percentage banks actually recognise. Check your real borrowing power.

28 August 2026 · 11 min read

Can you get a mortgage in the UAE with an existing car or personal loan? — Lenddoo

Affordability

Can you get a mortgage in the UAE with an existing car or personal loan?

A car loan can cut your mortgage by 15% or more in the UAE. See how existing debt reduces borrowing and how to plan around it.

28 August 2026 · 9 min read

Rent vs buy in Dubai: the real break-even numbers — Lenddoo

Affordability

Rent vs buy in Dubai: the real break-even numbers

Compare 5 years of renting against buying with a mortgage in Dubai — see the real break-even point, not just monthly cost.

28 August 2026 · 10 min read

What credit score do you need for a mortgage in the UAE? — Lenddoo

Affordability

What credit score do you need for a mortgage in the UAE?

580 is usually the minimum credit score most UAE banks want for a mortgage. See the score bands and how to fix a low one.

28 August 2026 · 9 min read

Debt Burden Ratio in the UAE: the 50% rule explained — Lenddoo

Affordability

Debt Burden Ratio in the UAE: the 50% rule explained

50% of your income is the hard cap UAE banks apply to all debt. See how DBR is calculated and what counts against you.

28 August 2026 · 9 min read

How much mortgage can I get in Dubai on my salary? — Lenddoo

Affordability

How much mortgage can I get in Dubai on my salary?

AED 20,000 salary can unlock roughly AED 1.2M in Dubai. See the full salary-to-loan table and calculate your own limit.

28 August 2026 · 10 min read

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